Last Updated: 22 June 2026
These Terms of Use govern your access to and use of the website suwomi-jazuro.info (the "Website") and the educational content and materials made available through it (the "Program"). By accessing this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please discontinue use of the Website.
The Website is operated by Suwomi Jazuro, Zygmunta Krasińskiego 29/9, Katowice, Poland. These Terms are governed by Polish law and applicable European Union regulations.
All content published on this Website, including lessons, checklists, reflection prompts, articles, and descriptions, is provided for general educational and informational purposes only. The content relates to personal financial organization as a practical skill.
Nothing on this Website constitutes financial advice, investment advice, tax advice, legal advice, or any other form of professional advisory service. You should consult a qualified professional before making any decisions about your personal finances, investments, or tax obligations. Suwomi Jazuro does not hold any financial advisory licenses and does not provide individualized recommendations.
You may use this Website for personal, non-commercial, informational purposes. You agree not to:
Copy, reproduce, distribute, or create derivative works from any content on this Website without prior written permission. Use automated tools, bots, or scrapers to access or extract content from the Website. Attempt to gain unauthorized access to any part of the Website or its underlying systems. Use the Website in any manner that could damage, disable, or impair its operation or interfere with other users' access. Post, transmit, or submit any content that is unlawful, harmful, or violates the rights of third parties.
All content on this Website, including but not limited to text, graphics, logos, icons, images, and program materials, is the property of Suwomi Jazuro or its content suppliers and is protected under Polish copyright law (Ustawa z dnia 4 lutego 1994 r. o prawie autorskim i prawach pokrewnych) and applicable EU intellectual property regulations.
You are granted a limited, non-exclusive, non-transferable license to access and view the content on this Website for your personal, non-commercial use only. This license does not include any right to reproduce, modify, distribute, publicly display, or create derivative works from any content.
This Website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Suwomi Jazuro does not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.
While we make reasonable efforts to ensure the accuracy and currency of information on the Website, we make no representations or warranties regarding the completeness, accuracy, reliability, suitability, or availability of any content. Educational content reflects general principles and may not be applicable to every individual's circumstances.
To the fullest extent permitted by Polish law and EU consumer protection regulations, Suwomi Jazuro shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of or inability to use this Website or its content, including but not limited to financial losses, data loss, or personal harm.
Nothing in these Terms limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under applicable law.
This Website may contain links to external websites for informational purposes. These links do not constitute endorsement of the linked websites or their content. Suwomi Jazuro has no control over the content, privacy practices, or availability of external sites and accepts no responsibility for them. You access external sites at your own risk.
We reserve the right to update or modify these Terms of Use at any time. Changes will be reflected by updating the "Last Updated" date at the top of this page. Continued use of the Website after any modifications constitutes your acceptance of the revised Terms. We recommend reviewing this page periodically.
These Terms of Use are governed by and construed in accordance with the laws of Poland, including applicable provisions of European Union law. Any disputes arising from these Terms or your use of the Website shall be subject to the jurisdiction of the competent courts in Katowice, Poland, unless mandatory consumer protection provisions under EU law provide otherwise.
If you are a consumer resident in the European Union, you may also have access to the EU Online Dispute Resolution platform at ec.europa.eu/consumers/odr for resolving disputes.